How We Help

We utilize our F.N.D. process, game-changing tools and techniques to help strengthen your financial future.

F.N.D. Financial Process

There’s no one-size-fits-all approach to retirement success. That’s why our three-step F.N.D. Financial Process focuses on you and your financial goals, so we can create a future that’s as unique as you.

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Familiarize

Where are you in your career? What’s your appetite for market risk? We’ll use this initial meeting to get to know one another, so you can feel confident we’re the right team for your retirement needs.

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Navigate

Using your vision as a blueprint, we’ll roll up our sleeves and build your customized strategy. Our education-first approach means we won’t move forward until you fully grasp how your plan works.

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Deliver

With your OK, we’ll put your personalized plan into play — but this is only our first inning together. Constant communication and regular reviews will help ensure we’re the last advisors you’ll ever need.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Ferlita Nussel Dowell Financial Group is not affiliated with or endorsed by the U.S. Government or any governmental agency.

Our Services

We can help you address these five areas using a variety of financial products and services.

Our goal is to help ensure your expenses are paid with reliability and predictability for the rest of your life.

  • Retirement income strategies
  • Annuities
  • Asset protection strategies
  • IRA & 401(k) rollovers

We'll talk risk tolerance, portfolio fees (and ways we may be able to reduce them), volatility management and our comprehensive money management approach.

  • Investments
  • Wealth management

We'll look at Medicare Parts A, B and D, as well as long-term care options, to address rising health care costs.

  • Long-term care strategies
  • Life insurance

We'll look at the taxable nature of your current assets and potential ways to include tax-deferred or tax-free money in your retirement strategy.

  • Tax-efficient strategies

Together with qualified professionals, we'll help create a plan that is designed so your hard-earned assets go to your beneficiaries in the most tax-efficient manner.

  • Trusts
  • Probate
  • Charitable giving
  • Estate planning
  • IRA legacy planning

Annuities are insurance contracts designed for retirement or other long-term needs. They provide guarantees of principal and credited interest, subject to surrender charges. Annuity guarantees and protections are backed by the financial strength and claims-paying ability of the issuing insurance carrier.

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Do you believe these 5 annuity myths?

In this guide, we address common misconceptions about annuities to help you decide if an annuity might be right for you, including:

  • Annuities make accessing money impossible
  • Annuities are too complicated to understand
  • Savings are enough — why an annuity?
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